FAQs: Benefits

When do I qualify for them?

Appendix III-A, page 92, of the Collective Agreement has a Chart that summarizes when instructors are eligible for the various medical and dental benefits.

For more information about coverage consult your Collective Agreement and the Employees' Benefits Booklet.

In summary

• For all Regular Instructors, coverage is as below except that qualifying periods are shortened from 10 months to one month.
• For Term Instructors at half-time or more and with appointments of one month or more in length, holidays and vacation are included in one's pay
• For Auxiliary Instructors (those appointed for on-call work usually a day or two at a time) and for less than half-time Term Instructors (those appointed for a set period), there are no benefits except statutory holidays and vacation time which is pre-calculated in one's rate of pay

After 10 months within 12 consecutive months:

• Short Term Disability and Long Term Disability coverage start (STD is Employee-paid and LTD is Employer-paid)
• Dental Plan coverage starts (Employer-paid)
• Group Life and Accidental Death and Dismemberment Insurance starts (Employer-paid). Instructors may elect to purchase further Life Insurance at this point at their own expense.
• Medical Services Plan and Extended Health Benefits start after the first month (Employer-paid premiums)
• 
  

  APPENDIX III–A SCHEDULE OF BENEFIT PARTICIPATION
  	General (Statutory) Holidays	Annual Vacation	Sick Leave	M.S.P. and Extended Health	Short Term Disability (STD)	Long Term Disability (LTD)	Group Life / Accidental Death and Dismemberment	Voluntary Life	Dental
  Auxiliary	Ö/ 1	Ö/ 1	X	X	X	X	X	X	X
  Term – Less than half time	Ö/ 1	Ö/ 1	X	X	X	X	X	X	X
  Term – Half time or more and one month or more in length	Ö/ 1	Ö /1	Ö	Ö/ 2	Ö/ 4	Ö/ 4	Ö/ 4	Ö/ 5	Ö/ 4
  Term – Half time or more and one year in length	Ö	Ö	Ö	Ö/ 2	Ö/ 4	Ö/ 4	Ö/ 4	Ö/ 5	Ö/4
  Regular – Pobationary or Permanent	Ö	Ö	Ö	Ö/ 2	Ö/ 3	Ö/ 3	Ö/ 3	Ö/ 5	Ö/ 3
  Legend: Ö Eligible X Not Eligible   Footnotes: 1 – Included in Rate of Pay 2 – Beginning of first complete calendar month of employment 3 – Mandatory following completion of one month of service in a Regular position 4 – Mandatory upon completion of 10 months of service in a consecutive 12 month period at half time or more 5 – Optional benefit, available only if covered under Group Life Benefits   Canada Pension Plan, E.I. and W.C.B. are available to all employees in accordance with statutory requirements.